What types of exclusions are commonly found in cyber insurance policies, and how can businesses address potential coverage gaps?
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What types of exclusions are commonly found in cyber insurance policies, and how can businesses address potential coverage gaps?
Cyber insurance policies commonly have exclusions for acts of war, terrorism, intentional criminal acts, prior knowledge of breaches, and inadequate security measures. To address potential coverage gaps, businesses should carefully review policy terms, discuss exclusions with their insurance provider, enhance cybersecurity measures, conduct regular risk assessments, and consider additional coverage options or endorsements.