What steps can be taken to secure one’s credit report from unauthorized access?

You can secure your credit report from unauthorized access by placing a security freeze or a credit freeze on your credit file. This prevents potential creditors from accessing your credit report which helps to protect you from identity theft and fraud. You can also set up fraud alerts with the credit reporting agencies, which add an extra layer of protection by requiring creditors to verify your identity before extending credit.

Additionally, there are several tools and services available to help you monitor your credit report for any suspicious activity. Credit monitoring services can provide alerts for changes to your credit report, such as new accounts opened in your name or inquiries from creditors. Some services also offer credit score monitoring and identity theft protection features.

It’s important to regularly review your credit report for any inaccuracies or signs of fraudulent activity. By staying vigilant and utilizing these tools and services, you can help safeguard your credit information.