Does cyber insurance cover the cost of restoring lost or compromised data, and what conditions must be met for coverage?

What limitations exist in standard cyber insurance policies, and how can businesses address these potential gaps?

If a business relies on cloud services, how does cyber insurance provide coverage for incidents involving cloud providers?

How does insurance address reputational damage caused by cyber incidents, and can businesses claim for public relations support?

Is cyber insurance equally important for small businesses, and how can it address their unique risk exposures?

Are fines or penalties due to regulatory violations covered under cyber insurance, or are they typically excluded?

How is the cyber insurance market evolving to address emerging threats, and what trends should businesses watch?

Is encryption a mandatory requirement for obtaining cyber insurance, and how does it factor into risk assessments?

Do cyber insurance policies offer protection against financial losses from social engineering or other deception-based attacks?

What support do policies provide in the event of phishing attacks, and how do they help businesses recover?