Are financial losses from cyber fraud, such as fraudulent wire transfers, fully covered by cyber insurance, and under what conditions?

How does a strong incident response plan improve a company’s chances of obtaining better terms during the cyber insurance application process?

Are claims related to system failures, such as outages or software errors, eligible for coverage under cyber insurance policies?

What types of exclusions are commonly found in cyber insurance policies, and how can businesses address potential coverage gaps?

Why are secure software development practices important for obtaining cyber insurance, and how do they reduce organizational risk?

How do cyber insurance policies overlap with other insurance types, and how can businesses ensure they avoid duplicate or insufficient coverage?

Why is endpoint security important for obtaining cyber insurance, and how does it help reduce the risk of breaches?

How do insurers evaluate a company’s data backup and recovery processes, and why are these critical for obtaining cyber insurance?

Does cyber insurance cover acts of cyber sabotage, such as intentional destruction of systems, and what conditions are typically required?