Are incidents of unauthorized access to sensitive data fully covered under cyber insurance policies, and how are claims processed?

How can mergers or acquisitions impact existing cyber insurance coverage, and what adjustments are needed during such transitions?

How do insurers assess a company’s ability to detect and respond to incidents when evaluating applications for cyber insurance?

What special risks do educational institutions face, and how can cyber insurance help protect sensitive student and faculty data?

How does cyber insurance help businesses protect against cyber espionage, including theft of sensitive information by state or corporate actors?

Can cyber insurance provide coverage for data leakage incidents involving cloud service providers, and what conditions apply?

Why is penetration testing often a recommended or required practice for businesses applying for cyber insurance?

Are fines and penalties for regulatory violations covered by cyber insurance policies, or are they typically excluded?

How do cyber insurance providers address evolving threats, such as AI-driven attacks, to ensure policies remain effective?

Why do certain high-risk industries face challenges in obtaining cyber insurance, and how can they improve their eligibility?