Are all ransomware-related costs, such as ransom payments or system recovery, fully covered under standard cyber insurance policies?

What criteria do insurers use to determine premiums for businesses applying for cyber insurance coverage?

How does a business’s industry sector influence the types of risks covered and the cost of their cyber insurance?

Are insider threats, such as malicious employees or accidental data leaks, included in the coverage provided by cyber insurance?

What are the key factors small businesses should evaluate when purchasing cyber insurance to address their unique risk profiles?

Can cyber insurance protect businesses from losses caused by business email compromise, such as unauthorized financial transfers?