Are cyber harassment incidents, such as targeted online abuse, covered under cyber insurance, and what conditions apply?
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Cyber harassment incidents, such as targeted online abuse, are typically not covered under standard cyber insurance policies. Cyber insurance primarily focuses on financial losses and damages resulting from data breaches, hacking, ransomware attacks, and other similar cyber threats. Some policies may offer coverage for reputational harm, but coverage for cyber harassment incidents may require specialized cyber bullying insurance or a tailored add-on to a policy. Conditions for coverage may vary between insurance providers, so it is essential to review the policy terms and consult with an insurance professional for detailed information on coverage options for cyber harassment incidents.