What is skimming, and how do I protect myself from it? What should I watch for when using payment terminals?
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What is skimming, and how do I protect myself from it? What should I watch for when using payment terminals?
Skimming is a type of fraud where criminals steal payment card information using devices placed on legitimate payment terminals or ATMs. To protect yourself from skimming, you can:
1. Check the card reader and keypad for any unusual attachments, such as additional layers or loose parts.
2. Cover the keypad when entering your PIN to prevent it from being recorded by hidden cameras.
3. Use ATMs and payment terminals in well-lit and secure locations.
4. Regularly monitor your bank statements for any unauthorized transactions.
When using payment terminals, watch out for:
1. Loose or suspicious attachments on the card reader or PIN pad.
2. Any unusual instructions displayed on the screen, such as multiple prompts for your card information.
3. Your card being out of sight for an extended period during the transaction.