What is the impact of previous cyber incidents on obtaining future cyber insurance?

A history of previous cyber incidents can indeed impact a company’s ability to obtain future cyber insurance coverage and may also affect the premiums. Insurance providers may consider a company’s past cyber incidents as an indicator of their risk profile and may adjust coverage terms and pricing accordingly. Each insurance provider may have their own underwriting criteria and approach, so it’s important for companies to disclose any past incidents transparently and work with their insurance broker to find suitable coverage options.