How can I protect myself from charity fraud?

To protect yourself from charity fraud and ensure your donations are safe, consider the following steps:

1. Research the Charity: Verify the legitimacy of the charity by checking their website, reviews, and independent charity evaluators like Charity Navigator or GuideStar.

2. Ask for Details: Request information about the charity’s mission, programs, and how donations are used. Legitimate charities should be transparent about their work.

3. Verify Tax-Exempt Status: Ensure the charity is registered as a tax-exempt organization with the IRS. You can check this through the IRS’s Tax Exempt Organization Search tool.

4. Be Cautious of Pressure: Avoid charities that use high-pressure tactics or make unrealistic promises. Legitimate organizations will not rush you into donating.

5. Secure Payment Methods: Use secure payment methods when donating, such as credit cards or checks. Avoid cash donations or wire transfers, as they are harder to trace.

6. Keep Records: Keep records of your donations, including receipts and confirmation emails. This can help you track your donations and serve as proof for tax purposes.

7. Trust Your Instincts: If something feels off or too good to be true, trust your instincts and consider donating to a different charity.

By following these steps, you can protect yourself from charity fraud and ensure that your donations are supporting legitimate causes.