What steps should I take if I receive a suspicious call asking for personal or financial information?
What should I do if I receive a suspicious phone call requesting personal information?
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If you receive a suspicious call asking for personal or financial information, here are the steps you should take to protect yourself:
1. Do Not Provide Information: Do not give out any personal or financial information over the phone. Be cautious about who you are speaking to and why they are requesting this information.
2. Verify Caller’s Identity: Ask for the caller’s name, company, and contact information. Verify their identity by calling the official customer service number of the organization they claim to be from.
3. Hang Up: If you suspect a call is fraudulent, hang up immediately. Do not engage with the caller or provide any information.
4. Report the Call: Report the suspicious call to the appropriate authorities. You can notify your phone carrier, the Federal Trade Commission (FTC), or the Consumer Financial Protection Bureau (CFPB).
5. Monitor Your Accounts: Keep a close eye on your bank accounts and credit reports for any unusual activity. If you notice any unauthorized transactions, report them to your financial institution immediately.
6. Educate Yourself: Stay informed about common phone scams and tactics used by scammers to protect yourself and your personal information.
Remember, it’s important to be vigilant and cautious when dealing with unsolicited calls asking for personal or financial information.